.content-section[data-astro-cid-azm4wyyz]{padding:5rem 0;background:var(--offwhite)}.content-wrap[data-astro-cid-azm4wyyz]{max-width:860px;margin:0 auto;display:flex;flex-direction:column;gap:1.5rem}.content-section-header[data-astro-cid-azm4wyyz]{text-align:center;margin-bottom:2.5rem}.content-section-header[data-astro-cid-azm4wyyz] h2[data-astro-cid-azm4wyyz]{font-size:1.85rem;font-weight:900;color:var(--navy)}.content-section-header[data-astro-cid-azm4wyyz] p[data-astro-cid-azm4wyyz]{color:var(--gray);margin-top:.5rem;max-width:600px;margin-left:auto;margin-right:auto}.policy-card[data-astro-cid-azm4wyyz]{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);border:2px solid var(--gold);overflow:hidden}.policy-card-header[data-astro-cid-azm4wyyz]{background:var(--navy);padding:1.25rem 1.75rem}.policy-card-header[data-astro-cid-azm4wyyz] h3[data-astro-cid-azm4wyyz]{color:var(--white);font-size:1.05rem;font-weight:800}.policy-card-header[data-astro-cid-azm4wyyz] p[data-astro-cid-azm4wyyz]{color:#ffffffb3;font-size:.85rem;margin-top:.25rem}.policy-rows[data-astro-cid-azm4wyyz]{display:flex;flex-direction:column}.policy-row[data-astro-cid-azm4wyyz]{display:grid;grid-template-columns:1fr 1fr;align-items:center;padding:1.1rem 1.75rem;border-bottom:1px solid var(--gray-lt);gap:1rem}.policy-row[data-astro-cid-azm4wyyz]:last-child{border-bottom:none}.policy-row[data-astro-cid-azm4wyyz] .when[data-astro-cid-azm4wyyz]{font-size:.95rem;font-weight:700;color:var(--navy)}.policy-row[data-astro-cid-azm4wyyz] .when[data-astro-cid-azm4wyyz] span[data-astro-cid-azm4wyyz]{font-size:.82rem;color:var(--gray);font-weight:400;display:block;margin-top:.1rem}.policy-row[data-astro-cid-azm4wyyz] .refund[data-astro-cid-azm4wyyz]{font-size:1.05rem;font-weight:900}.refund-full[data-astro-cid-azm4wyyz]{color:#059669}.refund-half[data-astro-cid-azm4wyyz]{color:#d97706}.refund-none[data-astro-cid-azm4wyyz]{color:#dc2626}.refund-badge[data-astro-cid-azm4wyyz]{display:inline-block;font-size:.75rem;font-weight:700;padding:.2rem .65rem;border-radius:50px;margin-left:.5rem;vertical-align:middle}.badge-green[data-astro-cid-azm4wyyz]{background:#0596691f;color:#059669}.badge-amber[data-astro-cid-azm4wyyz]{background:#d977061f;color:#d97706}.badge-red[data-astro-cid-azm4wyyz]{background:#dc26261a;color:#dc2626}.info-box[data-astro-cid-azm4wyyz]{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);padding:1.75rem 2rem;border-left:4px solid var(--gold)}.info-box[data-astro-cid-azm4wyyz] p[data-astro-cid-azm4wyyz]{font-size:.95rem;color:#374151;line-height:1.8;margin-bottom:.75rem}.info-box[data-astro-cid-azm4wyyz] p[data-astro-cid-azm4wyyz]:last-child{margin-bottom:0}.acc-item[data-astro-cid-azm4wyyz]{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;border:1.5px solid var(--gray-lt);transition:border-color var(--t),box-shadow var(--t)}.acc-item[data-astro-cid-azm4wyyz]:hover{border-color:var(--gold);box-shadow:var(--shadow-lg)}.acc-trigger[data-astro-cid-azm4wyyz]{width:100%;text-align:left;background:none;border:none;padding:1.4rem 1.75rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;cursor:pointer;transition:background var(--t)}.acc-trigger[data-astro-cid-azm4wyyz]:hover{background:#c4912a0a}.acc-trigger-left[data-astro-cid-azm4wyyz]{display:flex;align-items:center;gap:.85rem}.acc-icon[data-astro-cid-azm4wyyz]{font-size:1.4rem;flex-shrink:0}.acc-title[data-astro-cid-azm4wyyz]{font-size:1rem;font-weight:700;color:var(--navy)}.acc-subtitle[data-astro-cid-azm4wyyz]{font-size:.8rem;color:var(--gray);margin-top:.1rem}.acc-toggle[data-astro-cid-azm4wyyz]{flex-shrink:0;width:28px;height:28px;border-radius:50%;background:#c4912a1f;border:1.5px solid rgba(196,145,42,.3);display:flex;align-items:center;justify-content:center;font-size:1.1rem;color:var(--gold);transition:transform var(--t),background var(--t)}.acc-item[data-astro-cid-azm4wyyz].open .acc-toggle[data-astro-cid-azm4wyyz]{transform:rotate(45deg);background:var(--gold);color:var(--white)}.acc-body[data-astro-cid-azm4wyyz]{display:none;padding:0 1.75rem 1.75rem;border-top:1px solid var(--gray-lt)}.acc-item[data-astro-cid-azm4wyyz].open .acc-body[data-astro-cid-azm4wyyz]{display:block}.acc-body[data-astro-cid-azm4wyyz] p{font-size:.95rem;color:#374151;line-height:1.75;margin-top:1.1rem;margin-bottom:.75rem}.acc-body[data-astro-cid-azm4wyyz] ul{list-style:none;display:flex;flex-direction:column;gap:.5rem;margin:.75rem 0;padding-left:.25rem}.acc-body[data-astro-cid-azm4wyyz] ul li{font-size:.92rem;color:#374151;padding-left:1.25rem;position:relative;line-height:1.65}.acc-body[data-astro-cid-azm4wyyz] ul li:before{content:"•";position:absolute;left:0;color:var(--gold);font-weight:900}.acc-body[data-astro-cid-azm4wyyz] a{color:var(--blue);font-weight:600}.pillars-grid[data-astro-cid-azm4wyyz]{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-top:1.5rem}.pillar-card[data-astro-cid-azm4wyyz]{background:var(--white);border-radius:var(--radius-sm);box-shadow:var(--shadow);padding:1.4rem 1.3rem;text-align:center;border-top:3px solid var(--gold)}.pillar-card[data-astro-cid-azm4wyyz] .pillar-icon[data-astro-cid-azm4wyyz]{font-size:2rem;margin-bottom:.6rem}.pillar-card[data-astro-cid-azm4wyyz] h4[data-astro-cid-azm4wyyz]{font-size:.9rem;font-weight:800;color:var(--navy);margin-bottom:.4rem}.pillar-card[data-astro-cid-azm4wyyz] p[data-astro-cid-azm4wyyz]{font-size:.82rem;color:var(--gray);line-height:1.55}@media(max-width:768px){.pillars-grid[data-astro-cid-azm4wyyz]{grid-template-columns:1fr}.policy-row[data-astro-cid-azm4wyyz]{grid-template-columns:1fr;gap:.35rem}}